The Wealthy Cowboy
We help your business pay $0 to accept cards.
Stop paying credit card fees. Get modern terminals at no cost and local customer support you can call, text or email.
The Wealthy Cowboy
We help your business pay $0 to accept cards.
Stop paying credit card fees. Get modern terminals at no cost and local customer support you can call, text or email.
The Wealthy Cowboy
Eliminate unnecessary processing fees
with The Wealthy Cowboy
The Wealthy Cowboy helps local small business owners keep more of what they earn with simple, transparent payment solutions that reduce your processing expenses by as much as 90%.
Keep more of what you earn
every single month
The Wealthy Cowboy helps business owners keep more of what they earn with simple, transparent payment solutions. No contracts, no hidden fees. Just seamless transactions designed to maximize your bottom line with our Dual Pricing model and local support.
Upgrade your current equipment for no extra cost.
You don’t have to keep using outdated tech just because switching feels like a hassle. With The Wealthy Cowboy, we make it easy to upgrade your payment setup without spending a dime on the hardware.
If your business qualifies, we’ll hook you up with state-of-the-art equipment at zero cost. Plus, our team handles the setup so you’re not stuck figuring it out alone.
New tech. No cost. No headaches.
Put thousands back into your business
Our dual pricing system gives your customers the choice: pay the standard price with a card or get a discount for paying with cash. It’s simple, transparent, and fully compliant so you stop giving away 2–4% of every sale. Whether you run a shop, restaurant, or service biz, we’ll help you keep more of your hard-earned money.
Get a terminal at no cost
Eliminate processing fees with Dual Pricing
No contracts or sign-up fees
Keep more of your profits where they belong: in your pocket
Keep more of what you earn every single month
The Wealthy Cowboy helps business owners keep more of what they earn with simple, transparent payment solutions. No contracts, no hidden fees. Just seamless transactions designed to maximize your bottom line with our Dual Pricing model and local support.
Upgrade your current equipment for no extra cost.
You don’t have to keep using outdated tech just because switching feels like a hassle. With The Wealthy Cowboy, we make it easy to upgrade your payment setup without spending a dime on the hardware.
If your business qualifies, we’ll hook you up with state-of-the-art equipment at zero cost. Plus, our team handles the setup so you’re not stuck figuring it out alone.
New tech. No cost. No headaches.
Put thousands back into your business
Our dual pricing system gives your customers the choice: pay the standard price with a card or get a discount for paying with cash. It’s simple, transparent, and fully compliant so you stop giving away 2–4% of every sale. Whether you run a shop, restaurant, or service biz, we’ll help you keep more of your hard-earned money.
Get a terminal at no cost
Eliminate processing fees with Dual Pricing
No contracts or sign-up fees
Keep more of your profits where they belong: in your pocket
Keep more of what you earn
with Hawaii's Own Payment Processor
No contracts, no hidden fees. Just seamless transactions designed to maximize your bottom line with our Dual Pricing model and local support.
Upgrade your current equipment for no extra cost.
You don’t have to keep using outdated tech just because switching feels like a hassle. With The Wealthy Cowboy , we make it easy to upgrade your payment setup without spending a dime on the hardware.
If your business qualifies, we’ll hook you up with state-of-the-art equipment at zero cost. Plus, our team handles the setup so you’re not stuck figuring it out alone.
New tech. No cost. No headaches.
Put Thousands Back Into Your Business
Our dual pricing system gives your customers the choice: pay the standard price with a card or get a discount for paying with cash. It’s simple, transparent, and fully compliant so you stop giving away 2–4% of every sale.
Whether you run a shop, restaurant, or service biz, we’ll help you keep more of your hard-earned money.
Get a terminal at no cost
Eliminate processing fees with Dual Pricing
No contracts or sign-up fees
Keep more of your profits where they belong: in your pocket
Payment Processing,
But Without The Fees.
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Calculate Your Savings
Rope in your savings
Use our calculator to see how much your business could save annually with The Wealthy Cowboy
Enter Your Business Details
Your Estimated Savings
Annual Savings with The Wealthy Cowboy
Based on your monthly volume and processing rate
Pick pricing that works for you
Every business is different, and so are it's payment processing needs. That’s why The Wealthy Cowboy offers flexible pricing models designed to help you keep more of your hard-earned revenue whether you want to reduce your fees by 30% or 90%.
Dual Pricing
Eliminate credit processing fees completely by offering your customers two prices. One for credit, one for ACH.
Pay 0% to accept cards
100% compliant
Save up to 90%
Traditional
For businesses that prefer classic interchange + margin pricing with no hidden fees, no surprises
True wholesale pricing
Full transparency
Best for high volume
Flat Rate
One predictable fee for each transaction, no matter what card your customer uses.
One consistent rate
Easy to calculate costs
Online payments
Payment solutions for
every type of business
Whether you run a dental office, a consulting firm or a restaurant, we have a solution for you.
In Store Terminals
Fast, secure terminals for smooth in-store transactions and happy customers.
Mobile Terminals
Accept payments anywhere with flexible, portable, and secure mobile devices.
Online Gateways
Simplify e-commerce with secure, seamless online payment processing solutions.
POS Equipment
Modern point-of-sale systems that manage payments, inventory, and customers.
Virtual Terminal
Accept card payments remotely through any device with no hardware required.
Invoicing
Send professional invoices with built-in payment options to get paid faster.
Honest service.
Honest pricing.
No contracts.
At The Wealthy Cowboy, we bring traditional values to payment processing with straightforward pricing and honest business practices. As a locally-owned company, our reputation in the community matters. If we can't save you money or help your business, we'll tell you straight.
It's why we never lock you in with a long term contract. We prefer to earn your business every month!
Next Day Funding
24/7 Phone/ Online Support
No Contracts
Accept All Cards
Rates locked-in
Local Support
Honest service.
Honest pricing.
No contracts.
At The Wealthy Cowboy, we bring traditional values to payment processing with straightforward pricing and honest business practices. As a locally-owned company, our reputation in the community matters. If we can't save you money or help your business, we'll tell you straight.
It's why we never lock you in with a long term contract. We prefer to earn your business every month!
24/7 Phone/ Online Support
Next Day Funding
No Contracts
Accept All Cards
Rates locked-in
Local Support
Honest answers.
Honest pricing.
No contracts.
At The Wealthy Cowboy , we bring traditional island values to payment processing with straightforward pricing and honest business practices. As a locally-owned company, our reputation in the community matters. If we can't save you money or help your business, we'll tell you straight.
It's why we never lock you in with a long term contract. We prefer to earn your business every month!
Next Day Funding
No Cancel Fees
24/7 Phone + Online Support
No Contracts
Accept All Cards
Rates Locked In For Life Of Account
Local Support
Real support because your business deserves it
No phone trees. No overseas call center bots. Just real humans who care about your business and answer when you call.
From setup to troubleshooting to growth, we’re with you every step of the way. Your dedicated, The Wealthy Cowboy account specialist is just a call or text away.
24/7 U.S. based support
Dedicated account managers who know your business
Local reps
Keep 100% of your sales amount on every transaction.
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Our Clients Love The Program
Brenda - Aloha Smash Burger Waikiki
Being a small local business ourselves, we love working with and supporting other small local businesses too. The Wealthy Cowboy has always provided us with great customer service and I highly recommend them.
Danny - Koolau Nails Center
We appreciate The Wealthy Cowboy’s excellent local customer support. When we decided to switch from a basic terminal to the modern Clover one, it was a very simple process. We also appreciate that we were able to get it for free.
Jann - Ala Moana Eye Care Associates
The Wealthy Cowboy has consistently provided us with excellent service. Whenever we need assistance, their team is always quick to respond and incredibly helpful. We highly recommend them.
Kiki - Head & Toes Spa Waikiki
The Wealthy Cowboy has always given me great service, great rates and free equipment. I definitely recommend you give them a try.
Frequently Asked Questions...
How much can I save with The Wealthy Cowboy?
With our Dual Pricing program, you can eliminate up to 100% of processing fees, keeping more revenue in your business.
How does Dual Pricing work?
We set up your system to offer a cash price and a card price—allowing your customers to cover processing costs when they pay with a card.
What kind of businesses do you work with?
We serve restaurants, retail stores, service providers, and B2B businesses—anyone who processes payments.
Are there any contracts or sign up fees?
Nope! No contracts, no sign-up fees, no hidden costs. Just simple, transparent pricing.
How do I qualify for a free POS?
If you process $10K+ per month and enroll in our Dual Pricing, you qualify for a free device!
How long does it take to get set up?
Most businesses are fully operational within 24-48 hours after approval.
Upgrade your tech.
Get rid of processing fees. Switch today.
